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L’ensemble des protections du FGDR font appel à des mécanismes bancaires et financiers relativement complexes. Ce lexique vous propose la définition de nombreux termes techniques utilisés dans ce site ou dans les documentations du FGDR.

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H

Hybrid accounts

Bank i products that combine two products: a savings account guaranteed by the French government (Livret type “A” or Livret type “Bleu” savings account i, LDDS, LEP) and a traditional current or savings account covered by the deposit guarantee scheme. The FGDR compensates the first account in full under the French government guarantee and adds the second account to the other deposits in order to calculate the compensation under the deposit guarantee scheme. Each account appears in the relevant compensation statement.

Source : FGDR