Consulter la définition de mots techniques 

International standard for identifying bank accounts. The IBAN ensures the identification of each customer bank account. It is made up of the country code of the country in which the account is located (FR for France), two check digits and the national account identifier (the bank details for France). The length of the identifier varies depending on the country. In France, an IBAN consists of 27 characters.

Source: FBF

These are accounts for which there has been no transaction and whose holder has not been heard from for more than a year, or for more than five years for term accounts and passbook accounts. The FGDR attempts to contact the holder and, if it fails to do so, pays the compensation to the Caisse des Dépôts et Consignations (www.ciclade.fr) in the holder's name.

Source: FGDR 

Refers to Customers and/or deposits that are not covered by the deposit guarantee scheme within the meaning of the applicable regulations.

Source: FGDR

Credit institution i that carries out all or some financial market activities: origination, financial analysis, sales, execution and trading, investment, custody and other post-trade activities, merger-acquisition. This type of institution, closely monitored by various supervisory authorities (Financial Markets Authority, Credit Institutions Committee and Banking Commission), may have the status of a bank (credit institution) or investment firm. An investment bank does not receive funds from the public, but finances itself by borrowing from commercial banks.

Source: FBF

Generic term that encompasses legal entities that provide investment services as defined in Article L. 321-1 of the Monetary and Financial Code.

Source: Banque de France 

Services and activities relating to financial instruments. Investment services include the following services and activities:
- reception and transmission of orders on behalf of third parties;
- execution of orders on behalf of third parties;
- proprietary trading;
- portfolio management on behalf of third parties;
- investment advice;
- underwriting;
- guaranteed investment;
- non-guaranteed investment;
- operation of a multilateral trading facility. 
See also Investment services provider. 

Source: Banque Info

The mechanism that compensates investors, in an amount up to €70,000 per person, per institution, for securities (stocks, bonds, units of UCITS) and other financial instruments which their investment services provider is unable to return to them in case of failure, and for the associated cash. Learn more: “Discover my guarantees”.  

Source: FGDR

Investment firm i and credit institution that has received authorisation to provide investment services. ISPs provide investment services in the normal course of their business, including in particular the reception and transmission of orders on behalf of third parties, the execution of orders on behalf of third parties and proprietary trading. See also Investment services i. 

Source : FGDR